About Aditya Anagha
A Multi-State Credit Co-operative Society with a Corporate Touch, driven by "Professionalism with Emotion" since 2011.
Message from Founder

Mrs. Anagha Saraf – Founder Chairperson
At Aditya Anagha, we believe in "Professionalism with Emotion." Success for us means first nurturing individuals as good human beings, because a good person naturally evolves into a good performer. We create an environment where professionalism is balanced with empathy, appreciation, and motivation, enabling people to grow and deliver their best—not only as individuals but also as contributors to the society's overall progress.
We also believe that true success in business lies in the open exchange of thoughts and ideas—between management and members, management and staff, and management and agents. This collaborative approach strengthens trust, drives innovation, and ensures sustainable growth. Together, they form the real strength of our society and the foundation of our continued business excellence.
Beyond Aditya Anagha, we hold a deep belief in the power of cooperatives. It is not just one cooperative that makes a difference, but the collective strength of many cooperatives working together that truly makes the world better. Each cooperative contributes to financial inclusion, social development, and community empowerment—and together, they create a movement of shared growth and prosperity.

Our Story
Aditya-Anagha Multi-State Credit Co-operative Society Ltd., Nagpur, began its journey on 2nd October 2011 with a single branch. Today, with 88 branches across Maharashtra, Madhya Pradesh, Chhattisgarh (Raipur), and Telangana (Pedapalli & Mancherial district), the society has built a strong foundation.
Recognized as one of the first-born Multi-State Credit Cooperative Society (Vidarbha), Aditya Anagha has defined its Vision, Mission, and Core Values since inception, guiding its steady growth.
Known as a "Cooperative Society with a Corporate Touch," Aditya Anagha is driven by systems and processes that ensure consistency, professionalism, and transparency.
Growth with Purpose
The society has maintained an excellent track record of growth, profitability, and member benefits, while also delivering dividends to shareholders. Alongside business excellence, Aditya Anagha strongly believes in "Professionalism with Emotion," fostering a culture of empathy, motivation, and personalized care for members, staff, and associates.
Beyond finance, Aditya Anagha is deeply committed to social responsibility—supporting women empowerment, underprivileged development, healthcare initiatives, cultural programs, and environmental drives like Go Green Go Neem. With the adoption of advanced technology such as the Netwin Core Banking System and mobile applications for associates, the society continues to enhance speed, efficiency, and member experience.
Each year, Aditya Anagha proudly celebrates International Day of Cooperatives, reaffirming its belief in the cooperative movement. Looking ahead, Aditya Anagha aspires to be a lighthouse in the cooperative sector, offering competitive rates, innovative services, and sustainable growth while staying true to its vision of empowering communities through cooperative values.
Vision, Mission & Values
Our Vision
- To be amongst the top 02 MSCS (Pan India)
- By 2034, 100% switch over to Electric Vehicle
- 90% of the employee should have their house
- Farmer production Institution
Our Mission
- Rent-free branches
- Profit making branches
- Environmental protection - Use of unconventional energy
- 4 Corporate offices- Mumbai / Raipur/ Hyderabad/ Indore
- Brand new Head Office
Our Values
- Integrity
- Customer Oriented
- System & Process Driven
- Teamwork & Unity
- Transparency
- Sustainable Growth & Futuristic Vision
Our Journey
Key milestones in our growth from a single branch to 88 branches across 4 states
Founded as the first-born Multi-State Credit Co-operative Society. First Branch: Anand Nagar Branch. Technology Partner: JJIT Software. Started with 7 staff members. Expansion of operations & member base. Strengthened organizational systems. SHIFTED Collaboration with Netwin for technology solutions. Launch of Pigmy App (Daily Collection System)
Adoption of Gsuite services for seamless communication & workflow. Establishment of Server Room for secure data management
Inauguration of Head Office. Reached 88 Branches across 4 states. Mobile Banking App – in progress. Online Aadhaar-PAN Verification – in progress. Loan Recovery App – in progress. Workforce strength: 735 employees
Leadership Team
Experienced professionals committed to your financial success

Mrs. Anagha Saraf – Founder Chairperson
Founder Chairperson
Guiding Aditya Anagha with purpose, integrity, and innovation

Mr. Samir S. Saraf
Managing Director
30+ Years of experience in Cooperative Banking & Insurance

Mrs. Seema Sahasrabhojanee
Asst. Managing Director – Operations
30+ Years of experience in Cooperative Banking
